Waterfront
Walk the Naples Pier at sunset
Naples, Florida
A classic Florida ritual, flat boardwalk, ocean breeze, and a community of regulars at golden hour.
Florida ยท Sunshine State
Online therapy for older adults in Florida.
Total Life therapists licensed in Florida specialize in working with adults 65 and older. Covered by Medicare and most major insurances. Sessions by phone or video, from home.
- Therapists licensed in Florida
- Up to 100% covered by Medicare
- Most members matched within 24 hours
Covered by Medicare in Florida
Sunshine State
Therapy that knows Florida
Built around how people actually live here.
Florida is home to one of the largest 65+ populations in the country, from year-round Floridians to seasonal snowbirds who arrive each winter. Total Life therapists are licensed across the state and understand what aging in Florida actually looks like day to day.
Roughly 1 in 5 Floridians is 65 or older, the highest rate of any state, and isolation, grief, and family-at-a-distance are some of the most common reasons people in Florida reach out.
Mental wellness near you in Florida
Small things that help.
Therapy is one piece. The rest is what you do between sessions, a walk in a familiar park, a Sunday morning at the mall before the stores open, an hour at the community center. These are real places in Florida that older adults return to.
Community
Morning walks at The Villages Town Square
The Villages, Florida
America's largest retirement community has free music nightly and walking groups every morning.
Park
Sundays at Lakeland's Common Ground Park
Lakeland, Florida
Wide paths, shaded benches, and Sunday afternoon crowds make it easy to take a quiet walk among neighbors.
Garden
Vizcaya Museum & Gardens
Miami, Florida
Bayfront gardens, mild winters, and senior-rate admission, a peaceful place to spend an afternoon.
Mall walking
Mall walking at International Plaza
Tampa, Florida
Climate-controlled and senior-friendly, with a 7am walking club before stores open.
Places mentioned are independent public destinations referenced for community context, they are not affiliated with Total Life.
Insurance in Florida
Plans we accept in Florida.
We accept Original Medicare and select Medicare Advantage plans in Florida, including Humana, UnitedHealthcare, Aetna, Florida Blue (BlueCross BlueShield) and more. Most insured members pay $0 with supplemental insurance. We confirm your exact coverage in 60 seconds.
How it works in Florida
Most members are matched within 24 hours.
1. Free coverage check
Reach out by phone or online. We verify your Medicare coverage in Florida and confirm eligibility on the call.
2. Match with a therapist
We connect you with a licensed Florida therapist who specializes in your needs. 92% of members stay with their first match.
3. Start your sessions
Meet by phone or video, from your home. No app, no download. Most members have their first session within the week.
What we help with
The reasons people in Florida reach out.
Year-round warm weather makes Florida a favorite for retirement, but extended summer heat and hurricane season bring their own stress. Sessions happen from your home, on your schedule.
Medicare in Florida
How Medicare covers therapy in Florida.
Original Medicare (Part B) covers 80% of behavioral health sessions in Florida. With a supplemental Medigap plan, the remaining 20% is typically covered too, most members pay $0 with supplemental insurance.
Medicare Advantage plans in Florida (including Humana, UnitedHealthcare, Aetna, Florida Blue (BlueCross BlueShield)) often have a small copay per session. We confirm your exact cost before you start.
Dual-eligible (Medicare + Medicaid) members in Florida typically pay $0 per session.
Total Life is a Medicare provider. We are not affiliated with, endorsed by, or part of Medicare or any government agency. We accept Medicare and Medicare Advantage plans for payment.
Find therapy by city in Florida
Across Florida
Regions we serve in Florida.
Our therapists are licensed in Florida and serve members across every region of the state.
Miami-Dade & Broward
Palm Beach
Tampa Bay
Orlando area
Naples & Southwest Florida
Jacksonville
The Villages & Central Florida
Panhandle
Common questions about therapy in Florida
Is Total Life therapy covered by Medicare in Florida?+
Yes. Total Life is a Medicare provider in all 50 states including Florida, and accepts Original Medicare plus select Medicare Advantage plans. Most insured Florida members pay $0 with supplemental insurance.
Which Medicare Advantage plans do you accept in Florida?+
In Florida, we accept Original Medicare plus select Medicare Advantage plans including Humana, UnitedHealthcare, Aetna, Florida Blue (BlueCross BlueShield), Cigna. We confirm your exact plan in 60 seconds before your first session, a free coverage check, no obligation.
How quickly can I start therapy in Florida?+
Most Florida members are matched with a therapist within 24 hours and have their first session the same week. Call 1 (800) 567-LIFE to start today.
Do I need a computer or smartphone?+
No. Total Life sessions in Florida can be done entirely by phone. If you prefer video, any smartphone or tablet works. No app required.
Are Total Life therapists licensed in Florida?+
Yes. All Total Life therapists serving Florida members are state-licensed in Florida and specialize in the needs of older adults.
What if I've never done therapy before?+
Most of our members haven't. Your first session is just a conversation. You can tell us what's going on in your own words. Or simply say you don't know where to start.
Ready to start in Florida?
Most Floridamembers have their first session within the week. Call us today and we'll handle the rest.
Total Life is a Medicare provider. We are not affiliated with, endorsed by, or part of Medicare or any government agency.