Join the Community
Reach out through our website or by phone. We verify your coverage and connect you with the right therapist.
Grief & loss
After a lifetime together, or a lifetime of friendship, grief in later life is different. The house feels quieter. Sundays feel longer. You don't have to walk through it alone. Total Life therapists specialize in supporting older adults through grief. Covered by Medicare. By phone or video. From home.
Lily is Total Life's AI wellness coach, here for everyday support and answers. She is not a medical provider and does not replace therapy.

Covered by Medicare and most major plans
















You're not alone
These are common experiences, not a diagnostic checklist. A licensed therapist can help you understand what you're feeling without rushing to label it.
Why this is different after 65
By later life, most people have lived through multiple losses: a parent, a sibling, a friend, sometimes a spouse. The losses stack, and the people who would have helped you through earlier griefs may not be here anymore. This is the kind of grief that doesn't follow a timeline, and the kind that often goes unspoken because everyone assumes you've been through it before. You don't have to know the right words. You just need someone trained to listen.
U.S. older adults are widowed
Source: U.S. Census Bureau, 2022
Average duration of intense grief in older adults
Source: Center for Complicated Grief, Columbia University
Develop prolonged grief disorder, which therapy can support
Source: American Journal of Geriatric Psychiatry
How therapy helps
Grief doesn't need a solution. A licensed therapist who specializes in older adults gives you the time and space to say what you haven't been able to say out loud.
Anticipatory grief, complicated grief, ambiguous loss. Naming what you're feeling is often the first step toward feeling less alone in it.
When a person leaves, the routines that organized your life leave with them. Therapy helps you find the new shape, one Sunday at a time.
How It Works
Reach out through our website or by phone. We verify your coverage and connect you with the right therapist.
After a short conversation about your needs, we recommend an experienced counselor and schedule your first session.
On the scheduled date, your therapist reaches out by phone or video, and you begin working through what matters to you.
Why Total Life
| Total Life | In-person | |
|---|---|---|
| Getting started | Matched with a therapist within 24 hours | Often weeks on a waitlist |
| Where you meet | From home, by phone or video | Drive to an office |
| Specialization | Therapists who focus on adults 65+ | General practice, varies |
| Medicare | Covered by Medicare; most members pay $0 | May be out of network |
| Scheduling | Flexible times that fit your week | Limited office hours |
| Comfort | Talk from your own home | An unfamiliar waiting room |
All 50
States served
200+
Licensed providers
6+
Insurances accepted, plus Medicare
Meet Our Providers
Licensed Psychologist
Licensed in your state, with a master's-level education or higher and specialized training in the mental health of older adults.
Licensed Clinical Social Worker (LCSW)
Licensed in your state, with a master's-level education or higher and specialized training in the mental health of older adults.
Licensed Psychologist
Licensed in your state, with a master's-level education or higher and specialized training in the mental health of older adults.
Why Our Clients Choose Total Life
92% of members stay with their assigned therapist.
Dr. Tim Calvin has been a God Send. He is a kind, gentle and humorous man.
Read Reynold’s full storyShow less
Dear Total Life. Thank you for your wonderful service of therapy for the elderly. I had been searching for some time for therapy services for the elderly. I kept running into roadblocks until I ran across Total Life on the internet.
I had been an MSW/LCSW for 54 years and a BSW for 11 years before that. Yes, I will be 87 a few days from now. I just fully retired on March 31, 2026. I found myself drifting in the middle of Lake Michigan for some months until I found Total Life and realized there was a group of therapists reaching out to Medicare patients.
I was really fortunate I had not found someone before Total Life. I have been working on Erikson’s last stage of life and addressing the new life situations that “old age” has brought knocking. I find this a more pleasant experience compared to earlier therapy addressing the traumas and problems of growing up, plus the stress of relationships, children, addiction, financial, education and work.
A giant “THUMBS UP” for Total Life and Tim (Dr. Calvin).
Reynold Wolter
Total Life member · Working with Dr. Tim Calvin · MSW/LCSW (retired, 54 years) · Age 87
What Members Experience
After three sessions
After three sessions a majority of clients have hope that their situation is improving.
After six sessions
After six sessions a majority of clients have reflected that actual change occurred.
Take the first step. We'll do the rest.
Covered by Medicare. Most members are matched with a therapist within 24 hours.
Common questions
Total Life is a Medicare provider. We are not affiliated with, endorsed by, or part of Medicare or any government agency.