1
Join the Community
Reach out through our website or by phone. We verify your coverage and connect you with the right therapist.
Therapy. Covered by Medicare.
Hope is closer
than you think.
Talk to a therapist who specializes in older adults, from home, by phone or video. Most members are covered up to 100% with Medicare + supplemental insurance.
Check my coverageMedicare-covered
Takes 90 seconds. Or call 1 (800) 567-LIFE.
Covered by Medicare and most major plans
Covered by Medicare and most major plans
10,000+ helped
Real stories →
We accept most major insurances.
Our services are up to 100% covered by Medicare and most insured clients have a $0 copay, making high quality care more accessible and affordable than ever.
How It Works
Getting started is simple.
2
Find Your Match
After a short conversation about your needs, we recommend an experienced counselor and schedule your first session.
3
Start Your Journey
On the scheduled date, your therapist reaches out by phone or video, and you begin working through what matters to you.
Our Telehealth Services
Personalized services designed for your well-being.
Therapy & Psychiatry
Medicare-covered, stigma-free emotional and mental health support.
Start feeling better
Wellness Programs
Live and on-demand classes for strength, balance, mindfulness, and connection.
Join a wellness class
Ways We Help
Therapy that fits your life and your relationships.
Individual Therapy
Virtual one-on-one support for seniors with a wide range of mental health concerns.
Group Therapy
A supportive online community guided by licensed therapists.
Family Therapy
Work with your whole family on communication and relationships.
Couples Therapy
Support for relationship challenges and reconnecting with each other.
Caregiver Therapy
A space to process emotions and build coping strategies while caring for someone else.
Meet your care team
Licensed therapists who specialize in older adults.
Every Total Life therapist is licensed, experienced, and personally matched to your needs. Here are a few of the clinicians on our team.
Ainara Echanove
Psychologist
Licensed in Colorado
Ainara Echanove is a Psychologist who graduated from Pacific University in 2014. As a seasoned clinician, Ainara has 10 years of experience in the field and is licensed in…
View profile
Airely Jimenez
Psychologist
Licensed in Florida
Airely Jimenez is a Psychologist who graduated from Carlos Albizu University in 2018. As a seasoned clinician, Airely has 6 years of experience in the field and is licensed in…
View profile
Allison Virtue
ASW
Licensed in California
Allison Virtue is an ASW who graduated from California State University in 2017. As a seasoned clinician, Allison has 7 years of experience in the field and is licensed in…
View profileWhat We Help With
Support for what life brings later on.
Technology + Human Connection
Meet Lily, Total Life's AI Wellness Coach.
Lily is part of Total Life's holistic care experience, combining technology with human connection to help you feel your best, every day. Check in with how you're feeling, ask questions, get reminders, and stay on track.
Meet LilyHow We Deliver Care
Everything we offer is built to help you feel good in your body, stay sharp in your mind, and be connected to the world around you.
Convenience
Virtual care from the comfort of your own home.
Privacy
Your health information stays secure and confidential.
Affordable
Services provided at a low or no out-of-pocket cost to you.
Personalized
Care that's tailored to your specific needs and goals.
Why Our Clients Choose Total Life
Total Life has served over 10,000 adults and led over 100,000 sessions.
92% of members stay with their assigned therapist.
Dr. Tim Calvin has been a God Send. He is a kind, gentle and humorous man.
Read Reynold’s full storyShow less
Dear Total Life. Thank you for your wonderful service of therapy for the elderly. I had been searching for some time for therapy services for the elderly. I kept running into roadblocks until I ran across Total Life on the internet.
I had been an MSW/LCSW for 54 years and a BSW for 11 years before that. Yes, I will be 87 a few days from now. I just fully retired on March 31, 2026. I found myself drifting in the middle of Lake Michigan for some months until I found Total Life and realized there was a group of therapists reaching out to Medicare patients.
I was really fortunate I had not found someone before Total Life. I have been working on Erikson’s last stage of life and addressing the new life situations that “old age” has brought knocking. I find this a more pleasant experience compared to earlier therapy addressing the traumas and problems of growing up, plus the stress of relationships, children, addiction, financial, education and work.
A giant “THUMBS UP” for Total Life and Tim (Dr. Calvin).
Reynold Wolter
Total Life member · Working with Dr. Tim Calvin · MSW/LCSW (retired, 54 years) · Age 87
“I recently started using Total Life for therapy and I have been blown away by the level of care and compassion that I have received.”
“As a senior, it was difficult to find resources that cater to my experience, Total Life does.”
“My experience with Total Life has been nothing short of amazing. I was hesitant to try online therapy, but the team at Total Life made me feel comfortable and supported from the very beginning.”
“I have been using Total Life for a few months now and I have seen a significant improvement in my mental health.”
“I refer everyone I know to Total Life, I can't begin to explain how much their services have helped me!”
“It was difficult to find a mental health therapist near me who accepts Medicare, until I found Total Life.”
Common Questions
Frequently asked questions
What does Total Life do?+
Total Life provides mental health therapy and counseling online or by phone for older adults. Our mission is to bring together effective mental health programs and services to older adults across the USA.
What is the cost of Total Life's services?+
All of Total Life's programs are covered by Original Medicare, most Medicare Advantage plans, and many PPOs. The great news is that if you have Original Medicare and a supplemental plan then therapy can often be entirely covered! If you have a Medicare Advantage plan, there may be a small copay.
Does Medicare cover mental health?+
Yes! Medicare covers individual therapy, group therapy, and other forms of mental health care. And, online appointments are covered. Most Medicare-eligible people do not know that online therapists accept Medicare, and we hope to reach this audience to inform them of their benefits.
Who are your therapists?+
Our provider team is made up of experienced, caring therapists. All of our therapists are licensed in the state in which you receive care and have a high level of education (master's degrees and above).
Total Life Daily
