Total Life

New York ยท Empire State

Online therapy for older adults in New York.

Total Life therapists licensed in New York specialize in working with adults 65 and older. Covered by Medicare and most major insurances. Sessions by phone or video, from home.

  • Therapists licensed in New York
  • Up to 100% covered by Medicare
  • Most members matched within 24 hours
Older adult in New York smiling during a Total Life video therapy session

Covered by Medicare in New York

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Empire State

Therapy that knows New York

Built around how people actually live here.

From the boroughs to the Hudson Valley to the Finger Lakes, New York's older adults are diverse in language, faith, and family structure. Total Life therapists are licensed across the state and trained in the realities of aging in New York.

More than 3.5 million New Yorkers are 65 or older, and many live alone in walk-up apartments or in suburbs where getting out has gotten harder.

Mental wellness near you in New York

Small things that help.

Therapy is one piece. The rest is what you do between sessions, a walk in a familiar park, a Sunday morning at the mall before the stores open, an hour at the community center. These are real places in New York that older adults return to.

Walk Central Park's Bridle Path in Manhattan, New York
Park

Walk Central Park's Bridle Path

Manhattan, New York

The flat 1.6-mile loop around the Reservoir is a longtime favorite for older walkers, benches every block.

Sundays at Prospect Park in Brooklyn, New York
Park

Sundays at Prospect Park

Brooklyn, New York

Open meadows, paved loops, and Sunday morning crowds make solo walks feel social.

Visit the New York Botanical Garden in Bronx, New York
Garden

Visit the New York Botanical Garden

Bronx, New York

Senior admission, tram tours, and seasonal exhibits that draw older adults from across the city.

Morning walking at Roosevelt Field Mall in Long Island, New York
Mall walking

Morning walking at Roosevelt Field Mall

Long Island, New York

Long Island's classic indoor walking spot, open at 7am, coffee after.

Take in the Hudson at Beacon in Hudson Valley, New York
Waterfront

Take in the Hudson at Beacon

Hudson Valley, New York

A short Metro-North ride from the city to a flat, riverside walking path with art and quiet cafes.

Places mentioned are independent public destinations referenced for community context, they are not affiliated with Total Life.

Insurance in New York

Plans we accept in New York.

We accept Original Medicare and select Medicare Advantage plans in New York, including EmblemHealth, Empire BlueCross BlueShield, Humana, Aetna and more. Most insured members pay $0 with supplemental insurance. We confirm your exact coverage in 60 seconds.

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How it works in New York

Most members are matched within 24 hours.

1. Free coverage check

Reach out by phone or online. We verify your Medicare coverage in New York and confirm eligibility on the call.

2. Match with a therapist

We connect you with a licensed New York therapist who specializes in your needs. 92% of members stay with their first match.

3. Start your sessions

Meet by phone or video, from your home. No app, no download. Most members have their first session within the week.

What we help with

The reasons people in New York reach out.

New York winters wear on you, long, gray, and isolating for many older adults. Sessions happen from home, no waiting room, no subway, no driveway to shovel.

Medicare in New York

How Medicare covers therapy in New York.

Original Medicare (Part B) covers 80% of behavioral health sessions in New York. With a supplemental Medigap plan, the remaining 20% is typically covered too, most members pay $0 with supplemental insurance.

Medicare Advantage plans in New York (including EmblemHealth, Empire BlueCross BlueShield, Humana, Aetna) often have a small copay per session. We confirm your exact cost before you start.

Dual-eligible (Medicare + Medicaid) members in New York typically pay $0 per session.

Total Life is a Medicare provider. We are not affiliated with, endorsed by, or part of Medicare or any government agency. We accept Medicare and Medicare Advantage plans for payment.

Find therapy by city in New York

Across New York

Regions we serve in New York.

Our therapists are licensed in New York and serve members across every region of the state.

New York City (all 5 boroughs)
Long Island
Westchester & Hudson Valley
Capital Region
Syracuse & Central NY
Rochester & Finger Lakes
Buffalo & Western NY
North Country

Common questions about therapy in New York

Is Total Life therapy covered by Medicare in New York?+
Yes. Total Life is a Medicare provider in all 50 states including New York, and accepts Original Medicare plus select Medicare Advantage plans. Most insured New York members pay $0 with supplemental insurance.
Which Medicare Advantage plans do you accept in New York?+
In New York, we accept Original Medicare plus select Medicare Advantage plans including EmblemHealth, Empire BlueCross BlueShield, Humana, Aetna, UnitedHealthcare. We confirm your exact plan in 60 seconds before your first session, a free coverage check, no obligation.
How quickly can I start therapy in New York?+
Most New York members are matched with a therapist within 24 hours and have their first session the same week. Call 1 (800) 567-LIFE to start today.
Do I need a computer or smartphone?+
No. Total Life sessions in New York can be done entirely by phone. If you prefer video, any smartphone or tablet works. No app required.
Are Total Life therapists licensed in New York?+
Yes. All Total Life therapists serving New York members are state-licensed in New York and specialize in the needs of older adults.
What if I've never done therapy before?+
Most of our members haven't. Your first session is just a conversation. You can tell us what's going on in your own words. Or simply say you don't know where to start.

Ready to start in New York?

Most New Yorkmembers have their first session within the week. Call us today and we'll handle the rest.

Total Life is a Medicare provider. We are not affiliated with, endorsed by, or part of Medicare or any government agency.